Off-the-shelf Application Scorecards

Pooled data

Geography idiosincratic

Plug and play

Fast start scoring adoption

Leveraging its past experience - during which CRIF analyzed hundreds of financial institutions portfolio data - CRIF created standard 'off the shelf' scorecards for a fast adoption of first generation of scorecards.

Success Stories

HOW WE HELPED OUR CLIENTS UNLOCK THEIR POTENTIAL
Discover how some of the world's most important companies improved their performance and defined a brand-new digital path, both for them and for their clients.

UAE Digital Bank

Personal Loan Application Scorecard

A new fully digital banks was looking for a tool to assess risk for the personal loans portfolio.

A new fully digital banks was looking for a tool to assess risk for the personal loans portfolio

  • Generic scorecard validated on the target population of the bank

Results

90%

automatic Accept/Reject decision

30%

Expected reject rate

2weeks

ready to use time after validation

25-35%

reduction of bad rate compared to judgmental manual approach

Key Benifits

Technology agnostic
Localized Product specific
Client segment specific
Off the shelf

Main Features

Main Features

Product and client target understanding
Alligned to data capture logic
Matrix Integrtation with Credit Bureau score
THE HEART OF DIGITAL BANKING

Technology is so powerful right now and offers many solutions to support financial systems undergoing radical change.

That’s why we want financial institutions to discover our idea of a future packed with opportunities that we already provide.

The Digital Journey

What do we do?

Solutions

Biometrics & Video Identification

Loan Origination

Decision as a Service

Customer Management (TAG)

Collection

Consulting & Analytics

Credit Process Design & GAP Analysis

Off-the-shelf Application Scorecards

Data Driven Policy Rules Revision

Bespoke Scorecards

Partners

Our partners

Company

About us

Insight & News

Contact Us

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CRIF Gulf: 15th floor, '48 Burj Gate', Downtown Burj Khalifa, Dubai, UAE

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